Retirement Planning Guide

A retirement planning guide for scheme members.

This guide is for members of the Local Government Pension Scheme (LGPS) Scotland, who are planning retirement.

The guide is not suitable if you are paying into the LGPS as a councillor.

Part one of this guide provides you with information about the LGPS (Scotland) and how your retirement benefits are calculated. It also covers the financial protection the LGPS offers to you and your family.

Pages 21 and 22 of this guide outline the steps which will be followed once you have made a final decision to retire.

Part two looks more widely at issues that may affect you in retirement and where you can go for support.