Contribution rates for 2025/26

17th November 2025

Back

Contribution rates for 2025/26

Your contribution rate depends on how much you are paid, but it will be between 5.5% and 12% of your pensionable pay. The rate you pay depends on which pay band you fall into.

If you work part-time or term time, your rate is based on the actual rate of pay for your job, so you only pay contributions on the pay you actually earn.

This table below shows the contribution rates for 2025/26 depending on your specific actual pay. For members in the 50/50 section, divide the appropriate rate by two.

Contribution rate	Actual Pay Min	Actual Pay Max	Contribution rate	Actual Pay Min	Actual Pay Max
5.50%	Up to	£28,308	8.40%	£79,377	£81,612
5.60%	£28,309	£30,078	8.50%	£81,613	£83,978
5.70%	£30,079	£32,083	8.60%	£83,979	£86,485
5.80%	£32,084	£34,009	8.70%	£86,486	£89,146
5.90%	£34,010	£35,343	8.80%	£89,147	£91,976
6.00%	£35,344	£36,785	8.90%	£91,977	£94,991
6.10%	£36,786	£38,351	9.00%	£94,992	£98,211
6.20%	£38,352	£40,055	9.10%	£98,212	£101,657
6.30%	£40,056	£41,918	9.20%	£101,658	£105,354
6.40%	£41,919	£43,963	9.30%	£105,355	£109,330
6.50%	£43,964	£46,177	9.40%	£109,331	£113,617
6.60%	£46,178	£47,798	9.50%	£113,618	£118,255
6.70%	£47,799	£49,536	9.60%	£118,256	£123,287
6.80%	£49,537	£51,405	9.70%	£123,288	£128,766
6.90%	£51,406	£53,421	9.80%	£128,767	£134,755
7.00%	£53,422	£55,602	9.90%	£134,756	£141,329
7.10%	£55,603	£57,968	10.00%	£141,330	£148,576
7.20%	£57,969	£60,544	10.10%	£148,577	£156,608
7.30%	£60,545	£62,306	10.20%	£156,609	£165,557
7.40%	£62,307	£63,675	10.30%	£165,558	£175,590
7.50%	£63,676	£65,106	10.40%	£175,591	£186,919
7.60%	£65,107	£66,603	10.50%	£186,920	£199,810
7.70%	£66,604	£68,170	10.60%	£199,811	£214,611
7.80%	£68,171	£69,813	10.70%	£214,612	£231,780
7.90%	£69,814	£71,537	10.80%	£231,781	£251,934
8.00%	£71,538	£73,348	10.90%	£251,935	£275,928
8.10%	£73,349	£75,253	11.00%	£275,929	£304,973
8.20%	£75,254	£77,260	11.10%	£304,974	£340,852
8.30%	£77,261	£79,376	11.20%	£340,853	and above*